Invest in real money

As you know, we are working hard to get out of debt and then start investing and growing money for our future. It's not been an easy thing to do, but we sure are learning a lot of new things!

We have been thinking about investing in real money, like silver. The main reason is because real money holds it's value, unlike our paper money. Monex, a real money broker, has the experience, expertise and resources to make investments like this a bit easier. They offer gold, silver, platinum and palladium bullion and bullion coins.

I don't know really what the best way to go is, as I still need to research a lot more, but it's an interesting idea. It seems like a good way to add to the diversity of you portfollio. There's still a lot more that I need to learn about it, have any of you done this before?

Good qoutes!

I have been looking for a place to find good qoutes about money, frugality, and living life to the fullest. I enjoy hearing another person's point of view about things, and it often give me a new insight on the subject. I have also noticed that a lot more people are including great qoutes in their blog posts, which made me even more curious to find a site that had inspirational qoutes. http://www.onlinediscountmart.com/quotable-quotes.html has a lot of qoutes! I was really liked the way they have everything in catagories too, it makes it a lot easier and faster to find what you are looking for. Here is one that totally relates to getting out of debt, “The best way out of a problem is through it.” Anonymous! Seriously, that good old Anonymous sure is full of great thoughts, don't you think? Anyway, if you need to find great qoutes be sure to visit the site.

Things happen

Sometimes, even despite all your efforts, things happen. Debt can happen, be it because of medical bills for pets, or just bad planning. If you are deep in debt, have you ever thought about using debt consolidation programs or loans? It is very important to learn all the facts first before you do something. Home equity loans can bring tax breaks, but it also puts your home on the line. If you don't curb your spending there is a great risk in doing a home equity loan. There may be other loans you could get to consolidate at a lower rate, without a tax break, but at least your home isn't on the line. Bankruptcy should only be considered as a last resort, although there are times when it makes sense (like the woman who was 150,000 in credit and loan debt!). Overall, the best way to get out of debt is to stop going into debt in the first place!